Transfer JP Morgan Chase to Fidelity (2025)
Transfer Fidelity to JP Morgan Chase or Vice Versa
The internet now makes it simple to move brokerage accounts between competing firms. If you hold a securities account at Fidelity or J.P. Morgan Investing and want to move to the other firm, read on.
Transfer from Fidelity to J.P. Morgan Chase
Follow the steps below to move your assets through the ACATS network with few issues.
First, open a brokerage account with J.P. Morgan Investing.
An existing account works if it has the same owner name and the same registration as the Fidelity account—for instance, you cannot move a custodial account into a joint account.
Second, prepare the Fidelity account for transfer. Fidelity now offers crypto, but crypto cannot go through ACATS. Any Fidelity mutual funds not offered at J.P. Morgan must be handled the same way.
Option contracts can move, but skip any that expire in less than a week.
Fractional shares of stocks or ETFs do not move through ACATS. You can sell them before the transfer, or Fidelity will do it during the move.
Third, set up the J.P. Morgan Investing account. Add options approval if contracts will be coming over.
Fourth, place the transfer request with J.P. Morgan Investing. On the website, click the Pay & transfer tab and choose Transfer securities from the menu.
On the next page, pick the link to connect an external investment account. A list of popular brokers appears—click Fidelity. You can link the account with login details or by account number. If you choose the account-number route, J.P. Morgan Investing will need a Fidelity statement dated within the past six months.
You may request a full or partial transfer. A full transfer closes the Fidelity account; a partial transfer leaves it open. The online form above handles full transfers only. A partial move needs a paper form.
Transfer from J.P. Morgan Chase to Fidelity
To move the other way, follow the same steps, swapping each firm’s name.
Fidelity supports all asset classes offered by J.P. Morgan Investing, but some specific mutual funds might be unavailable. Check with Fidelity first.
To start the transfer at Fidelity, log in and choose the transfer link at the top-left of the site. Pick the option to transfer an account to Fidelity, then click the blue button to begin. Select “JP Morgan Chase” as the outgoing firm and follow the prompts.
Transfers Involving Robo Accounts
Both brokers offer automated portfolios. You can transfer into or out of a robo account, but each firm sends and receives only cash in such moves. Selling holdings may create tax effects, so ask a tax pro first.
Cost of Transferring
Fidelity charges nothing to send or receive an ACATS transfer. J.P. Morgan Investing charges $75 for a full outgoing transfer. Fidelity reimburses this fee on transfers of $25,000 or more.
How Long Does an ACATS Take?
A full or partial transfer usually takes about a week and a half. Cash from fractional-share sales may show up a few days later. Mistakes can extend the timeline.
Updated on 4/28/2025.
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