Chase IRA Promotion

Chase Brokerage Account Promotion: $1000 Bonus in 2026


Chase IRA Promotion




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J.P. Morgan Chase Promo Details


If you are planning to open a new investment account, Chase may be worth a closer look. J.P. Morgan is currently offering a cash bonus of up to $1,000 for new accounts. This offer is available to investors who open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money. Eligible choices include retirement accounts and general investment accounts. If a J.P. Morgan account-opening bonus of up to $1,000 sounds appealing, read on. We’ve gathered the key details you should know.


Chase IRA Promotions


To activate J.P. Morgan’s cash promotion, you must open a new investment account from the bonus page and fund it with qualifying new money.

The offer has four funding levels, and each level pays a different bonus amount. You will receive:

$50 for a deposit of $5,000–$24,999,
$150 for a deposit of $25,000–$99,999,
$325 for a deposit of $100,000–$249,999, or
$1,000 for a deposit of at least $250,000.

This may be a good time to move an investment or retirement account to J.P. Morgan. The firm offers many investment resources designed to help investors stay informed. Chase also provides tools that allow investors to manage their own portfolios through J.P. Morgan Self-Directed Investing.


J.P. Morgan Promotion Terms


Funds must be moved into the new J.P. Morgan Self-Directed Investing account within 45 days of coupon enrollment.

The bonus level is calculated on day 45, and the new funds must still be maintained at the 90-day point from enrollment.

After the 90-day requirement is satisfied, the cash bonus is deposited into the investment account within 15 days.

New accounts must be opened from the J.P. Morgan Wealth Management Bonus Page (not through any other channel).

The coupon code is applied when you start the application from the bonus page.

You may not qualify for the new account bonus if you have already received another J.P. Morgan Self-Directed Investing new-money bonus during the restricted period listed in the current offer terms.


Steps to Collect Your J.P. Morgan Bonus


You can earn the J.P. Morgan cash bonus by following three basic steps.

First, use the bonus offer link above to reach the new account selection screen. Once you choose the account type you want to open, the application process begins.

Either as an included step in the account-opening process or after the account is open, you will need to fund your new brokerage account. Chase accepts account transfers, IRA rollovers, wires, checks, and ACH transfers.

It is good to note here that the value of the deposit can be represented by cash, securities, or retirement assets transferred from institutions outside of J.P. Morgan Chase & Co. or its affiliates.

After the new Chase investment account is opened and funded, you only need to keep the qualifying new money in place through the 90-day requirement and then wait for the cash bonus to be credited.


Qualifying Account Types


There are three different eligible account types that you can open to trigger the cash bonus. You can open a general investment account, a Traditional IRA, or a Roth IRA.

The general investment account is a margin or cash account that gives you direct access to the financial markets. You can use this account to place trades on thousands of securities at J.P. Morgan. There are no balance minimums to keep up with and the broker doesn’t impose any account activity rules.

Traditional and Roth IRA accounts are also available for trading and self-directed investing, but they are designed for retirement investing. The choice between them usually depends on whether you prefer the tax treatment of contributions now or the tax treatment of withdrawals later.

Written by Alex Bost
Updated on 7/14/2026.