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Chase IRA Promotion For $700 in 2026
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Chase IRA Promotion
JP Morgan Chase Promo Details
If you are thinking about opening a new investment account, Chase could be a good brokerage to
consider. J.P. Morgan is offering a cash bonus of up to $700 for new accounts. The bonus is for investors
who open and fund one of three types of self-directed investment accounts. If a $700 J.P. Morgan
account opening bonus sounds appealing to you, keep reading. We’ve put together all the key details for you.
J.P. Morgan’s cash offer can be activated by opening a new investment account and funding it with new money.
There are three deposit tiers, each with its own bonus amount. You will receive:
$50 for a deposit of $10,000-$24,999,
$150 for a deposit of at least $25,000,
$325 for a deposit of at least $100,000, or
$700 for a deposit of at least $250,000.
Now could be a good time to transfer your investment or retirement account to J.P. Morgan. The broker offers many useful investment resources that are meant to keep investors informed. Chase also gives investors tools to manage their own portfolios with self-directed trading features.
Chase IRA Promotion Terms
The $700 Bonus Offer from J.P. Morgan is available until January 31, 2026, though it may be extended beyond that date.
Funds must be deposited into the new Chase brokerage account within the first 45 days of opening the
account.
New funds must remain in the Chase brokerage account for at least 90 days.
Once the 90-day minimum has been met, the investment account is credited with the bonus cash within 15 days.
New accounts must be opened from the J.P. Morgan Wealth Management Bonus Page (not through any other
channel).
A J.P. Morgan promotion coupon can be sent by email if you need more time.
You cannot use the new account bonus at JPM if you have already used a similar bonus from a Chase checking account or from a Chase Sapphire credit card account.
Steps to Collect Your Chase IRA Bonus
You can collect your J.P. Morgan cash bonus in three simple steps.
The first step is to go to the new account selection screen using the bonus offer link
(above). Selecting the account type you want to open will start the application process.
Either during the account opening process or after the account is open, you will need to fund your new brokerage account. Chase accepts ACAT transfers, IRA rollovers, wires, checks, and ACH.
It is important to note that the value of the deposit can be made up of both cash and assets. As long as the new account value reaches the qualifying amount, you will receive your bonus. Also important to note is that funds must be “new money,” meaning they must come from outside of Chase and J.P. Morgan.
With a new and funded investment account at Chase, the only thing left to do is wait 90 days for your cash bonus to be deposited.
Qualifying Account Types
There are three different eligible accounts that you can open to qualify for the cash bonus. You can open a self-directed investment account, a Traditional IRA, and a Roth IRA.
The self-directed investment account can be either a margin or cash account that gives you direct access to the financial markets. You can use this account to place trades on thousands of securities at J.P. Morgan. There are no balance minimums to maintain, and the broker does not require any minimum trading activity.
The Traditional and Roth IRA accounts can also be used for trading and self-directed investing, but they are meant for retirement savings. Your choice between the two will mostly depend on whether you want to pay taxes on your contributions now or later.
Updated on 1/15/2026.
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