Ally Invest IRA Promotion

Ally Invest IRA Promotion (2024)


Ally Invest IRA (ROTH, Sep, Simple, Rollover, Traditional) promotions, cash bonuses, special offers for opening new brokerage or IRA accounts.


Ally Invest IRA Promotion



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Ally Invest Promotion Details


Ally Bank and Ally Auto customers can earn a $100 cash bonus by opening an eligible Self-Directed Trading or Robo Portfolio account. To qualify, set up and complete at least three consecutive automated monthly transfers of at least $50 each. Your $100 bonus will be deposited into your Invest account within 30 days after your third recurring transfer.


Ally Invest History


Founded in 2005 as TradeKing, Ally Invest is no longer a newcomer in the online brokerage business. They immediately staked their claim as one of the lowest-cost discount brokers.

TradeKing also pioneered connecting investors to social networking with a vibrant blog and discussion forums, and they've made investor education a priority since releasing their Options Playbook, a primer for options trading strategies, in 2007.

After acquiring discount broker Zecco in 2012, TradeKing became one of the top 10 largest brokerage firms in the U.S. with more than 500,000 accounts. Later TradeKing was acquired by Ally Financial and renamed to Ally Invest.


Ally Invest IRA


Ally Invest offers trading in stocks, ETFs, options, bonds, mutual funds, and foreign currencies. There is also Ally Robo Portfolios, a branch of the company that offers a limited number of Robo Portfolios for clients who want to leave investing to the pros.


Ally Invest Basics


  • $0 commissions on stock and ETF trades
  • $0.50/contract option trades
  • $0 mutual fund trades for mutual funds
  • $1 for corporate bonds, but there is a $10 minimum; no commissions on Treasury securities
  • No-annual-fee IRAs
  • AutoTrade service for implementing newsletter-recommended trades automatically
  • A full array of research and educational tools and resources


Opening Ally Invest IRA


Opening an account is straightforward, starting with setting up a username and password, then proceeding to pertinent account registration and financial data. No minimum deposit is required to open an account with Ally Invest Securities.

All customers must be living in the USA to maintain an Ally Invest account. Foreign citizens from approved countries who live in the USA may also open an account.


Ally Invest IRA


Website/Trading Platform/Tools


The website is clean and easy to navigate. Trading is easy, with many tools such as screeners and options pricing calculators to help investors on a simple and intuitive trading platform called Ally Invest LIVE. It is fully customizable and features streaming charts, news, flexible trading tickets, options chains, and real-time updates on all positions.

Popular tools include a Probability Calculator, Profit and Loss Calculator, and the Maxit Tax Manager, a cost basis and tax-reporting tool that helps traders identify "tax-smart" investment opportunities. For technical traders, Ally Invest offers a full suite of free technical analysis tools powered by Recognia.


Ally ROTH IRA


With acquisition of MB Trading, a small brokerage known for its professional-grade trading platform, enabled Ally Invest customers to trade futures contracts in addition to the usual equities, fixed income, and mutual fund investments.

Ally Invest also allows mobile trading with its award-winning apps for iPhone and Android as well as access through virtually any web-enabled mobile device.


Ally Stock Investing App


Ally Invest IRA Pros


  • $0 or very low commissions
  • No account maintenance fees
  • No extra commissions for extended hours orders and large orders
  • No minimum investments or account balances
  • Free Dividend Reinvestment Plans (DRIP)
  • Highly rated customer service
  • Extensive educational and trading tools


Ally Invest IRA Cons


  • NTF funds are not offered
  • Limited news and research sources compared with other leading brokers
  • Additional $0.01/share charge for stocks priced less than $2.00
  • Limited extended-market trading hours


Ally Invest IRA Summary


Price-conscious investors will be attracted to Ally Invest's low commissions and no minimum investment requirements.

Since Ally Invest doesn't offer one-on-one investment advice, investors on a budget who require more personalized guidance may want to look toward a discount broker with a stronger personal advisor presence such as TD Ameritrade.

Overall, Ally Invest is a quality discount broker that has earned many accolades for price and customer service. It is a good choice for any investment retirement account: Traditional IRA, ROTH IRA, SEP, Simple, and Rollover IRAs. With low commissions, no fees, and good trading tools, Ally Invest will appeal to beginning investors as well as active, experienced traders.


Updated on 10/1/2024.