Robinhood Solo 401K in 2025


Robinhood Individual 401K review, self-employed account performance, minimum, rating, retirement investing cost, and fees.


Robinhood Individual (Solo) 401K

Unfortunately, Robinhood does not offer an Individual (Solo) 401K or any self-employed plans at this time. They only have Traditional IRA and ROTH retirement accounts. For a $0-commission Solo 401K, see Charles Schwab.


Free Charles Schwab Account


Open Schwab Account


Why Robinhood?


Robinhood was one of the first apps to offer commission-free trading, and it quickly drew many users. They even had to limit new sign-ups when demand got too high.

Now, most brokers offer $0 trades and polished mobile apps, so Robinhood’s lead has narrowed. Still, Robinhood is working to win back users.

One of their best moves is the Robinhood promotions program.

Before we dive into their latest offers, here are the key benefits you get when you switch to Robinhood or open a new account:


Commission-Free Trading


Robinhood doesn’t offer commodities, futures, or mutual funds. But its ETFs, stocks, and options are always free. This is a big plus for active traders, especially options traders. Many brokers charge around $0.65 per options contract, but Robinhood’s options trades are free.


Robinhood Website


Free stock up to $200 and 3% match when you open an account.

Open Robinhood Account


Cryptocurrencies


Many large brokers don’t let you trade crypto directly—you must use crypto ETFs or buy stocks like Riot Blockchain Inc. Robinhood lets you trade top coins 24/7, including Bitcoin, Ethereum, and Dogecoin, with no trading fees.


robinhood solo 401k


Robinhood Gold


You can’t buy physical gold or silver, but for $5 per month you can upgrade to Robinhood Gold. Gold members get:

1. 4% on uninvested cash
2. Professional research from Morningstar
3. Level II market data from Nasdaq


Updated on 5/9/2025.