Best IRA Accounts 2012 OptionsHouse IRA review


Best ira accounts

Best Traditional/ROTH/Rollover IRA accounts in 2012


Top free Roth, Traditional, SEP, SIMPLE, 401K, Defined Benefit, Money Purchase, Keogh DVP, Rollover IRA (individual retirement accounts), with the best commissions and lowest fees in the US.



Scottrade IRA Account
Scottrade IRA Commissions
  • $7 per stock/etf trade
  • Options: $7 plus $1.25 per contract
  • Mutual Funds: 2,800+ free, $17 for all other mutual funds

Scottrade IRA Accounts Offered
  • Traditional IRA
  • ROTH IRA
  • Simple IRA
  • SEP IRA
  • 401K Plans
  • Defined Benefit
  • Money Purchase
  • Keogh DVP
  • Rollover IRA

Scottrade IRA Fees

  • IRA setup fee: $0
  • Annual IRA fee: $0
  • IRA termination fee: $0

Read full Scottrade IRA Review

Best IRA Accounts

Optionshouse IRA promotion
Optionshouse IRA Commissions
  • $3.95 per stock/etf trade
  • 2 plans for options:
    Plan 1. $5 for up to five contracts, $1 for each additional contract
    Plan 2. $8.50 + 0.15/contract
  • Mutual Funds: $9.95
  • Orders for U.S. treasury bonds and listed corporate bonds are accepted by phone

Optionshouse IRA Accounts Offered
  • Roth IRAs
  • SEP IRAs
  • Traditional IRAs
  • Educational IRAs
  • Rollover IRA

Optionshouse IRA Fees

  • IRA setup fee: $0
  • Annual IRA fee: $0
  • IRA termination fee: $20

Read full OptionsHouse IRA Review


Best IRA Accounts

TradeKing IRA Commissions
  • $4.95 per stock/etf trade
  • Options: $4.95 plus $0.65 per contract (for up to 8 contracts) and $4.95 plus $0.65 per contract (for over 8 contracts)
  • Short options valued at 5 cents or less, can be bought to close these positions for no charge (commission free)
  • Multiple legs will only be charged one base price of either $4.95 or $8.95, depending on how many total contracts are involved
  • Mutual Funds: $9.95
  • Bonds: $4.95/bond ($14.95 minimum)
  • Treasuries: $24.95 per transaction
  • Certificates of Deposit (CDs): $24.95 per transaction

TradeKing IRA Accounts Offered
  • Roth IRA
  • Traditional IRA
  • Rollover IRA
  • SIMPLE IRA
  • SEP IRA
  • Coverdell Education Savings Account (ESA)

TradeKing IRA Fees

  • IRA set-up fee: $0
  • Annual IRA fee: $0
  • IRA termination or full transfer out fee: $50
  • Full transfer out: both a $50 transfer fee and a $50 termination fee
  • IRA conversion fee (regular to roth or vice versa): $50
  • IRA transfer out fee: $50
  • Inactivity fee: $50, if account balances below $2,500 AND no trades in the last 12 months

Read full TradeKing IRA Review


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