Robinhood Promotion Details
This is a limited-time Robinhood promo. When you sign up, Robinhood will give you
a random bonus between $5 and $200. You can then choose from a list of companies to use that
voucher to buy stock – and you don’t even need enough to buy a full share, since Robinhood offers fractional shares.
The list of available companies changes but usually includes 20 major U.S. stocks like Apple, Tesla, and Microsoft.
You can sell the stock or fractional share three days after receiving it, or you can hold it in Robinhood and watch it grow.
Current customers can also get free stock through the Robinhood promotion. If
you refer a friend, both of you can receive gift stock. You can refer multiple friends and earn up to $1,500 in free stock each year. All your friends need to do is sign up, get approved, and link their bank accounts. That’s it!
Robinhood IRA Promotion
Open Robinhood Account
Robinhood IRA Promo Explained
The Robinhood IRA incentive matches 1% of the contributions you make to your Robinhood IRA. For example,
if you are under 50 and contribute the 2026 maximum of $7,000, Robinhood will add $70 in cash to your
IRA.
Is this free money? Yes, but there are conditions. For example, you must keep your contributions in your IRA for at least 5 years, or Robinhood may take back the match.
Who is Eligible for the Robinhood IRA Promotion?
Both new and existing Robinhood customers are eligible. Robinhood provides Roth and Traditional IRAs, and deposits to either qualify.
If you are unsure which IRA type works best for you, Robinhood provides a comparison guide and information about income limits to help you choose when setting up your IRA.
How Does the Robinhood IRA Promotion Work?
Whether you are a new or existing customer, your first step is to open an IRA. You can open one Roth IRA and one Traditional IRA with Robinhood. You can do this in the Robinhood app by tapping the menu icon with the two overlapping rings.
Next, link an external bank account to your Robinhood account. This is required because contributions must come from an outside bank. Contributions from a Robinhood brokerage or spending account don’t count.
After opening your IRA and linking your bank account, begin making contributions. You can do one-time or recurring transfers. Whether you contribute the maximum or a smaller amount, you will receive a 1% match based on the total you contribute.
You don’t need to do anything to claim the match. The cash will automatically appear in your IRA, usually within a week of your contribution.
How Much Money Can I Make from the Robinhood IRA Promotion?
Rollovers from 401ks or transfers from other IRAs don’t qualify. Only new contributions from an external bank count.
For 2026, the IRS contribution limits are $7,000 if you are 50 or younger, and $8,000 if you are older than 50. This means the maximum match for 2026 is $75 if you are under 50 and $80 if you are over 50.
5-Year Contribution Holding Period
Each contribution you make that earns a match must stay in your IRA for 5 years. Here’s an example:
If you contribute $5,000 on January 31, 2026 and earn a $50 match, then later withdraw $2,000 but still have at least your original $5,000 in the account, you keep your $50 match. But if you transfer the remaining balance out before January 31, 2030, you lose the $50 reward.
Other Details About Robinhood Sign Up Bonus
Robinhood has not set an end date for this IRA promotion, so you may be able to use it each year until they say otherwise.
The match does not count toward your annual IRA contribution limit. Robinhood treats the reward as interest income inside your IRA. It won’t show on a 1099-INT for the year you get it, but it may be taxable when you withdraw from your IRA. Robinhood suggests speaking with a tax advisor for details.
Robinhood IRA Bonus
Open Robinhood Account
Updated on 12/15/2025.
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