IRA Promotion Offers For 2023


Best IRA promotions, ROTH/Traditional/SEP retirement account cash bonuses, free stocks offers & other incentives for clients to open new account in November 2023.



IRA Promotions List



TD Ameritrade rating

TD Ameritrade

TD Ameritrade

Commissions on stocks and ETFs at TD Ameritrade are $0, and no-load mutual fund commissions are at $49.99, but they do offer ALL ETFs and 4,200 mutual funds that can be traded commission-free. The features that set TD Ameritrade apart from the rest include the best trading platforms (Thinkorswim and Trade Architect), and excellent third-party research from the likes of Standard & Poor's, Morningstar, and TheStreet.com.


TD Ameritrade Account Review


Learn more


IRA Incentive

Get $0 commissions and ACAT fee reimbursement.



M1  rating

M1 Finance

M1 Finance

Buy-and-hold stock and ETF investors should put M1 Finance at the top of their candidate list because of their very low $0 commissions for stocks, ETFs, and crypto. The broker offers the lowest margin rates, high interest checking, debit card, and other attractive features.


M1 Finance Review


Learn more


IRA Promotion

$10 cash bonus for making a $100 deposit at M1 Finance.



Charles Schwab rating

Charles Schwab

Charles Schwab

Stocks, ETFs, and options commissions are all reasonable at $0 per trade (plus $0.65 per options contract), but mutual fund commissions are steep at $49.95 for a roundtrip trade. However, Schwab offers more than 3,500 no-load funds that are available commission free and 198 ETFs with no commissions. A standout feature of Schwab is a free personal consultation with an advisor to discuss financial goals, evaluate current investments, and receive specific recommendations. This is geared primarily for newer investors and is by no means comprehensive.


Charles Schwab Account Review


Learn more


IRA Account Offer

None



Firstrade rating

Firstrade

Firstrade

Mutual fund traders will love Firstrade's $0 commissions, the lowest rate among discount brokers. Stocks and ETFs commissions are also the lowest at $0 per trade. There are no account inactivity fees at this brokerage firm. Firstrade is the best choice for investors who want the lowest pricing on the market.


Firstrade Account Review


Learn more


IRA Account Offer

Earn up to $4,000 cash bonus and $200 transfer fee rebate.



Etrade rating

E*trade

Etrade

Commissions at Etrade are on the high side at $0 for stocks, ETFs, and options (add $0.75/contract). Mutual fund investing fees are below average at $19.99. However, very active traders are eligible for $2 discounts. The broker has a solid trading platform and a suit of other trading tools, and their research sources are top of the line, featuring S&P, Morningstar, and Thompson Reuters among others. In addition, Etrade offers trading in futures markets which is not available with most other brokers.


Etrade Account Review


Learn more


IRA Promotion

At E*TRADE, get $0 trades + 65₵ per options contract.



Merrill Edge rating

Merrill Edge

Merrill Edge

Merrill Edge's stocks, ETFs, and options commissions are higher than average at $1.95 (plus $0.65/ options contract), but mutual fund commissions are competitive at $19.95. The are no account inactivity fees at this broker. Other pluses are good banking services through partner Bank of America, and high quality research tools from Morningstar, Merrill Lynch, S&P Capital IQ, and Thompson Reuters.


Merrill Edge Account Review


Learn more


IRA Promotion

None




IRA Promotion Offers Dsclaimer


Broker IRA incentives to open a new retirement account can change at any time without notice.