IRA Bonus

IRA promotions, incentives, and deals for new accounts in 2017. Best IRA bonus offers: cash, free trades, account transfer specials.



TD Ameritrade IRA Incentive




Offer valid for one new Individual, Joint or IRA TD Ameritrade account opened by 9/30/2017 and funded within 60 calendar days of account opening with $3,000 or more. To receive $100 bonus, account must be funded with $25,000 or more within 60 days of account opening. To receive $300 bonus, account must be funded with $100,000 or more within 60 days of account opening. To receive $600 bonus, account must be funded with $250,000 or more within 60 days of account opening. Offer is not valid on tax-exempt trusts, 401k accounts, Keogh plans, Profit Sharing Plan, or Money Purchase Plan. Offer is not transferable and not valid with internal transfers, accounts using the Amerivest service, TD Ameritrade Institutional accounts, current TD Ameritrade accounts or with other offers. Qualified commission-free Internet equity, ETF or options orders will be limited to a maximum of 500 and must execute within 60 calendar days of account funding. Contract, exercise, and assignment fees still apply. Limit one offer per client. Account value of the qualifying account must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading or market volatility or margin debit balances) for 12 months, or TD Ameritrade may charge the account for the cost of the offer at its sole discretion. TD Ameritrade reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Please allow 3-5 business days for any cash deposits to post to account.

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Ally Invest IRA Promotion Offer


Ally Invest

Move your account to Ally Invest and they’ll credit your transfer fees up to $150 when completing a first-time account transfer for $2,500 or more ()just complete this transfer form). Your credit will be deposited to your account within 30 days of receipt of evidence of charge. This transfer reimbursement offer does not apply to Termination Fees or Maintenance Fees.

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Firstrade IRA Promotion Offer




Offer valid for new Individual, Joint or IRA Firstrade account opened from 9/19/2017 to 12/31/2017 and funded within 30 days of account opening with $2,000 or more. You must use promo code “CASH2017” when opening the account.

To receive 500 Free Commission Trades, the account must be funded with $2,000 or more.

To receive $100 Cash Rewards + 500 Free Commission Trades, the account must be funded with $25,000 or more.

To receive $200 Cash Rewards + 500 Free Commission Trades, the account must be funded with $50,000 or more.

To receive $300 Cash Rewards + 500 Free Commission Trades, the account must be funded with $100,000 or more.

This offer only applies to initial funding. 500 Free Commission Trades consist of a maximum value of $2.95 per online equity trade of stock/ETF priced at $1.00 or higher. Option contract charges, along with exercise and assignment fees still apply. Free Commission Trades are applied to your account one business day after the funding date and are valid for 60 days. The Cash Rewards will be credited to your Firstrade account after funding.

Eligible accounts include non-retirement (Individual or Joint) or Firstrade IRA (Rollover IRA, Traditional IRA, Roth IRA, SEP-IRA, Simple IRA, ESA Education Planning) accounts.

Offer is not valid on Partnerships, Corporate, Investment Clubs and Custodial Accounts. This offer is not transferable and not valid with internal transfers, current Firstrade accounts, or with other offers. Limit one offer per account type. The account must remain open for 12 months with the minimum funding or assets required for participating in the offer, or Firstrade may charge the account for the cash and commission credits awarded to the account. Firstrade reserves the right to restrict or revoke this offer at any time. Original shareholders depositing share certificates do not qualify. Void where prohibited.

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Merrill Edge IRA Promotion Offer




New Merrill Edge customers who open and fund either a brokerage or retirement account will receive 300 commission-free trades. It can take up to a week for the broker to credit the new account, and the free trades expire after 3 months. Also included in this special is a trial of MarketPro, the firm's desktop platform. Funding a new securities account with at least $20,000 earns a $100 bonus. The deposit must be made in less than 45 days of opening the account, and the balance must be maintained for at least 90 days. Merrill Edge will credit the new account within 14 days after the 90-day period has ended.

Read detailed Merrill Edge IRA Review





Charles Schwab IRA Bonus Offer




With a qualifying net deposit of $50,000, earn 300 commission-free online trades.

Offer valid for new clients who do not have a Charles Schwab & Co., Inc. ("Schwab") brokerage account and who open and make a qualifying net deposit into a Schwab retail brokerage account within 45 days of enrollment in the offer. Net deposits are assets deposited into the account minus assets withdrawn from the account and transferred out of Schwab. Only outside assets new to Schwab qualify; assets transferred from affiliates other than Schwab Retirement Plan Services, Inc. and Schwab Retirement Plan Services Company are excluded. Net deposits will be calculated daily, and the trades will be credited to your account within one week of confirmation of your qualifying net deposit. The trades will be applied only to the enrolled account and apply only to base equity, exchange-traded fund (ETF), and options commissions. Options per-contract, foreign transaction, exchange, and regulatory fees still apply. Only trades placed through Schwab.com, Schwab trading platforms, and Schwab Wireless are eligible. Trades will expire 180 days after being credited to your account and will not be applied to previously executed trades. No credit will be given for unexecuted trades.

Please note that Schwab reserves the right to change the offer terms or terminate the offer at any time without notice. This offer is limited to one per account, with no more than one account enrolled per client. It does not apply to brokerage accounts managed by independent investment advisors, the Schwab Global Account™, ERISA-covered retirement plans, certain tax-qualified retirement plans and accounts, or education savings accounts. No more than 300 trades per client may be received pursuant to all promotional offers in any 12-month period. This offer is not transferable, saleable, or valid in conjunction with other offers and is available to U.S. residents only. Employees, contractors, or persons similarly associated with Schwab or a Schwab affiliate; or their spouses; and employees of any securities regulatory organization or exchange are not eligible. Schwab may modify or withdraw this offer at any time without notice. Other restrictions may apply. Any taxes related to the offer are your responsibility.

Read detailed Charles Schwab IRA Review


Article was updated on 10/22/2017.




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